Finance Archives - GESI Initiative

what is the difference between financial and managerial accounting?

Laura MitchellFebruary 20, 20260

Understanding financial vs managerial accounting is essential if you are a student, entrepreneur, manager, or investor trying to make sense of how businesses track performance and make decisions. Many people assume these two accounting systems are similar, but the difference between financial vs managerial accounting lies in their purpose, audience, regulation, and reporting structure. In […]

Secured vs. Unsecured Debt: What You Need to Know

Laura MitchellFebruary 18, 20260

The first step to mastering your finances is understanding the tools in your belt. Not all loans are created equal, and the biggest distinction lies between secured and unsecured debt. Knowing the difference affects everything from the interest rate you pay to what happens if you can’t make a payment. What Is Secured Debt? Secured […]

6 School Fundraiser Products That Work

Laura MitchellFebruary 8, 20260

Let’s be honest: most parents do not need another roll of overpriced wrapping paper. They probably don’t need a tub of cookie dough that sits in the back of the freezer for six months, either. While families want to support their schools, raising seed funding fatigue is a real challenge for PTAs and administrators. The […]

How to Build an Emergency Fund from a Low Income Without Burning Out

Laura MitchellMay 2, 20250

When I first tried to save money on a tight budget, it felt like trying to fill a bucket with a hole in it. My income barely covered essentials, and the idea of putting anything aside for “just in case” seemed almost unrealistic. But over time, I learned that building an emergency fund on a […]